Canada
Canadian account basics: TFSA, RRSP & FHSA
Last checked: October 29, 2026 · By AP Dult · AI-assisted
Short, CRA-sourced explainers for Canadian registered accounts and how U.S. market moves show up in a Canadian portfolio. Built for readers of a free pre-market brief who want the rules in plain language before the open.
Published this week
- TFSA contribution room and limits — 2026 dollar limit, withdrawals re-adding room next Jan 1, and the 1%/month excess tax.
- FHSA rules — $8,000 first-year room, up to $16,000 after carryforward, $40,000 lifetime, eligibility and closing rules.
- US stocks in a TFSA vs RRSP — treaty 15% dividend withholding, and why an RRSP can qualify for the pension exemption while a TFSA generally does not.
Related (already on the site)
- TFSA vs RRSP basics — side-by-side CRA 2026 limits comparison (do not duplicate here).
- What a Fed rate decision means · All guides
Coming soon
- RRSP limits, deadline, withdrawals (HBP / LLP basics)
- RESP basics and the CESG
- How Fed and Bank of Canada decisions hit Canadian mortgages, savings, and the loonie
Titles only — no placeholder articles.
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